PM Fasal Bima Yojana: If you also have suffered huge loss in crop. Due to heavy rains your crop also did not grow well. And you also suffered huge loss. So now you don’t need to worry. Because Government of India has started Pradhan Mantri Fasal Bima Yojana 2024. Under this scheme Government will compensate your crop fully. To get the benefit of this scheme you have to apply online by visiting its official website.
If you don’t know how to apply online. So we will tell you the complete process of applying online through this article. So read this article till the end. Pradhan Mantri Fasal Bima Yojana 2024 has been started by Prime Minister Shri Narendra Modi. This scheme was started by Prime Minister Shri Narendra Modi on 18 February 2024. This is a scheme in which farmer can report crop loss. And can recover crop insurance and their crop has been damaged due to heavy rains, natural disasters, pests or diseases.
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Pradhan Mantri Fasal Bima Yojana Official Portal
Table of Contents
Overview of PM Fasal Bima Yojana
| Article Name | Government Will Compensate For the Loss of Crops |
| Yojana Name | PM Fasal Bima Yojana |
| Launched By | Govt of India |
| Beneficiary | Farmers in India |
| Benefit | Get Crop Insurance from Govt |
| Official Portal | Click Here |
Purpose of PM Fasal Bima Yojana
The main aim of Pradhan Mantri Fasal Bima Yojana by PM Shri Narendra Modi is to give financial help to farmers who are suffering from crop loss due to natural disaster. So that farmers can buy new and modern agricultural products. And can plant again and their income can be continuous in their farming.
Under Pradhan Mantri Fasal Bima Yojana, government gives different amounts to farmers for different crops. Farmers of the country have to fill some necessary documents to get benefit under this scheme. And along with this some necessary documents will also have to be kept ready.
Benefits PM Fasal Bima Yojana
- Less premium.
- Full coverage for crop loss due to natural disaster.
- Make farming more lucrative.
- Farmers encouraged.
- Easy online application.
- Online premium calculator.
- 24×7 helpline.
Crops Inclusion
If you want to apply in Pradhan Mantri Fasal Bima Yojana and want to get compensation for your crop loss. So for this your crop should be one of the following. If your crop is not in this list then you will not get the benefit of this scheme. If your crop is in this list then you will get the benefit of this scheme.
- Paddy, wheat, millet etc.
- Cotton, jute, sugarcane etc.
- Arhar, gram, peas, famous, soybean, moong, urad, cowpea etc.
- Sesame, mustard, endive, cottonseed, peanuts, soybean, sunflower, toria, safflower, linseed, niger seeds etc.
- Banana, grapes, potatoes, onions, kasava, cardamom, ginger, turmeric, apple, mango, orange, guava, litchi, papaya, pineapple, sapota, tomato, peas, cauliflower etc.
Scheme Eligibility
To apply under Pradhan Mantri Fasal Bima Yojana you must fulfill this conditions. If you fulfill this conditions then you will get benefits under Pradhan Mantri Fasal Bima Yojana. If you don’t fulfill this conditions then you may not get this scheme.
Documents Requirement
If your crop is also damaged. And you are also eligible to apply in crop insurance scheme. So for this you have to do one more thing. If you want to apply in this Pradhan Mantri Fasal Bima Yojana, then you have to collect and keep all the documents. Because these documents will be required later.
- Aadhar card
- Bank account details
- Khasra number
- Sowing certificate
- Village Patwari
- Land documents etc.
PM Fasal Bima Yojana Apply Online
If your crop is also damaged. And you are also very worried. So now you don’t need to worry. Because Prime Minister Crop Insurance Scheme was started by Government of India in 2016 itself. And under this scheme if your crop is damaged then you can get money from government in lieu of the crop loss.
Remember if your crop is damaged naturally then only this scheme will be applicable. If you are eligible to apply in this scheme. Then you can apply online by following the below given step by step process. This process is:
- Go to Pradhan Mantri Fasal Bima Yojana official website.
- After that go to Farmer Corner.
- Then click on Guest Farmer.
- Now application form will open.
- Fill all the details asked and enter the captcha code.
- Then click on Create User.
- Then login to the portal with your registered mobile number.
- As soon as you login the application form will open in front of you.
- Read the application form carefully and fill it correctly.
- You have to fill all the details and upload all the documents.
- Then click on submit.
- So friends, this way you can also apply for Pradhan Mantri Fasal Bima Yojana and get the benefit.
PM Fasal Bima Yojana Application Status
If you have also applied under PM Fasal Bima Yojana. And now you want to check the status of your application. So you can check the status of your application by following the below steps.
- Go to Pradhan Mantri Fasal Bima Yojana website.
- Click on application status.
- Enter your application number and submit.
- As soon as you click on the option of check status, shortly after that the status of your application will be visible to you.
FAQ Related PM Fasal Bima Yojana
What is covered under PM Fasal Bima Yojana (PMFBY)?
Pradhan Mantri Fasal Bima Yojana (PMFBY) covers all crops like cereals, oilseeds, pulses, cotton, sugarcane and horticultural crops. It covers pre-harvest and post-harvest losses due to natural calamities like droughts, floods, cyclones and unseasonal rains and losses due to pests and diseases. It also covers local natural calamities like landslides and hailstorms and losses due to pest infestation causing yield loss.
How is PMFBY different from earlier crop insurance schemes?
1. PMFBY has uniform premium rates of 2% for Kharif crops, 1.5% for Rabi crops and 5% for annual commercial/horticultural crops. The rest of the premium is borne by the central and state government.
2. PMFBY is mandatory for farmers who have taken institutional credit and voluntary for non-loanee farmers.